/* ============================================================
   VALORES CASA DE BOLSA — Stylesheet
   Stack: Tailwind CSS + Custom Properties + Vanilla CSS
   ============================================================ */

/* --- Google Fonts --- */
@import url('https://fonts.googleapis.com/css2?family=Quicksand:wght@300;400;500;600;700&family=Playfair+Display:wght@400;500;600;700&display=swap');

/* --- CSS Custom Properties --- */
:root {
  --color-blue-inst:   #0B3C5D;
  --color-blue-fin:    #2E6B96;
  --color-celeste:     #2E6B96;
  --color-naranja:     #F5A300;
  --color-celeste-soft:#E8EEF3;
  --color-gray-bg:     #F5F7FA;
  --color-gray-ui:     #D9E1E8;
  --color-gray-text:   #6B7C8F;
  --color-dark:        #1A1A1A;
  --color-white:       #FFFFFF;

  --font-primary:   'Quicksand', sans-serif;
  --font-secondary: 'Playfair Display', serif;

  --shadow-card: 0 2px 16px rgba(11,60,93,0.07);
  --shadow-hover: 0 8px 32px rgba(11,60,93,0.13);
  --shadow-strong: 0 4px 24px rgba(11,60,93,0.15);

  --radius-card: 12px;
  --radius-btn:  8px;
  --radius-lg:   20px;

  --transition: all 0.25s cubic-bezier(0.4,0,0.2,1);
  --transition-slow: all 0.4s cubic-bezier(0.4,0,0.2,1);
}

/* --- Base Reset & Typography --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-primary);
  color: var(--color-dark);
  background: var(--color-white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
ul { list-style: none; }

/* --- Scrollbar --- */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--color-gray-bg); }
::-webkit-scrollbar-thumb { background: var(--color-gray-ui); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: var(--color-blue-fin); }

/* ============================================================
   NAVBAR
   ============================================================ */
.topbar {
  background: var(--color-naranja);
  color: var(--color-blue-inst);
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.01em;
}

.navbar {
  background: var(--color-blue-inst);
  border-bottom: 1px solid rgba(255,255,255,0.1);
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: box-shadow 0.25s cubic-bezier(0.4,0,0.2,1);
}

.navbar .container {
  transition: height 0.3s cubic-bezier(0.4,0,0.2,1);
}

.navbar.scrolled .container {
  height: 5rem !important; /* h-20 = 80px */
}

.navbar.scrolled {
  box-shadow: var(--shadow-strong);
}

.navbar-logo {
  display: flex;
  align-items: center;
}

.nav-link {
  font-weight: 600;
  font-size: 0.875rem;
  color: rgba(255,255,255,0.85);
  padding: 0.5rem 0.75rem;
  border-radius: var(--radius-btn);
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 4px;
  position: relative;
}

.nav-link:hover { color: var(--color-white); background: rgba(255,255,255,0.1); }

.nav-link.active { color: var(--color-white); }

/* Dropdown */
.nav-item { position: relative; }

.dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%) translateY(-8px);
  background: var(--color-white);
  border: 1px solid var(--color-gray-ui);
  border-radius: var(--radius-card);
  box-shadow: var(--shadow-hover);
  min-width: 220px;
  padding: 0.5rem;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
  z-index: 999;
}

.dropdown-menu.mega {
  min-width: 480px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.25rem;
}

.nav-item:hover .dropdown-menu,
.nav-item:focus-within .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.dropdown-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 0.625rem 0.875rem;
  border-radius: 8px;
  transition: var(--transition);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--color-dark);
}

.dropdown-item:hover {
  background: var(--color-celeste-soft);
  color: var(--color-blue-fin);
}

.dropdown-item strong { display: block; font-weight: 600; font-size: 0.82rem; }
.dropdown-item small { font-size: 0.75rem; color: var(--color-gray-text); font-weight: 400; margin-top: 1px; display: block; }

/* Mobile menu */
#mobile-menu {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: var(--color-blue-inst);   /* mismo fondo que el navbar desktop */
  color: white;
  z-index: 2000;
  overflow-y: auto;
  padding: 1.5rem;
  flex-direction: column;
}

#mobile-menu.open { display: flex; }

.mobile-nav-link {
  display: block;
  padding: 0.875rem 1rem;
  font-weight: 600;
  font-size: 1rem;
  color: white;
  border-bottom: 1px solid rgba(255,255,255,0.12);
  transition: var(--transition);
}

.mobile-nav-link:hover { color: var(--color-naranja); padding-left: 1.5rem; }

.mobile-dropdown-toggle {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.875rem 1rem;
  font-weight: 600;
  font-size: 1rem;
  color: white;
  border-bottom: 1px solid rgba(255,255,255,0.12);
  cursor: pointer;
}

.mobile-dropdown-content {
  display: none;
  padding: 0.5rem 0 0.5rem 1.5rem;
  background: rgba(255,255,255,0.06);
  border-radius: 8px;
}

.mobile-dropdown-content.open { display: block; }

.mobile-dropdown-content a {
  display: block;
  padding: 0.5rem 0.75rem;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.8);
  font-weight: 500;
  transition: var(--transition);
}

.mobile-dropdown-content a:hover { color: var(--color-naranja); }
#mobile-menu-close { color: white; }
#mobile-menu-close:hover { background: rgba(255,255,255,0.1) !important; }

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-primary);
  font-weight: 600;
  font-size: 0.9rem;
  padding: 0.75rem 1.75rem;
  border-radius: var(--radius-btn);
  transition: var(--transition);
  letter-spacing: 0.01em;
  cursor: pointer;
  border: 2px solid transparent;
  white-space: nowrap;
}

.btn-primary {
  background: var(--color-naranja);
  color: var(--color-white);
  border-color: var(--color-naranja);
}

.btn-primary:hover {
  background: #DB9100;
  border-color: #DB9100;
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(245,163,0,0.35);
}

.btn-secondary {
  background: transparent;
  color: var(--color-blue-inst);
  border-color: var(--color-blue-inst);
}

.btn-secondary:hover {
  background: var(--color-blue-inst);
  color: var(--color-white);
  transform: translateY(-1px);
}

.btn-white {
  background: var(--color-white);
  color: var(--color-blue-inst);
  border-color: var(--color-white);
}

.btn-white:hover {
  background: var(--color-celeste-soft);
  border-color: var(--color-celeste);
  transform: translateY(-1px);
}

.btn-ghost {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.5);
}

.btn-ghost:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.9);
}

.btn-sm {
  font-size: 0.8rem;
  padding: 0.5rem 1.25rem;
}

.btn-lg {
  font-size: 1rem;
  padding: 1rem 2.25rem;
}

/* ============================================================
   CARDS
   ============================================================ */
.card {
  background: var(--color-white);
  border-radius: var(--radius-card);
  box-shadow: var(--shadow-card);
  border: 1px solid var(--color-gray-ui);
  transition: var(--transition);
  overflow: hidden;
}

.card:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-3px);
}

.card-service {
  padding: 2rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

/* Imagen de cabecera en tarjetas de servicio (rompe el padding para ser full-width) */
.card-service .srv-thumb {
  margin: -2rem -2rem 0.25rem;
  height: 160px;
  overflow: hidden;
}
.card-service .srv-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s cubic-bezier(0.4,0,0.2,1);
}
.card-service:hover .srv-thumb img {
  transform: scale(1.05);
}

.card-service .icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: var(--color-celeste-soft);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  transition: var(--transition);
}

.card-service:hover .icon-wrap {
  background: var(--color-celeste);
  transform: scale(1.05);
}

.card-service h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-blue-inst);
  line-height: 1.3;
}

.card-service p {
  font-size: 0.875rem;
  color: var(--color-gray-text);
  line-height: 1.6;
  flex: 1;
}

.card-service .link {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--color-celeste);
  display: flex;
  align-items: center;
  gap: 4px;
  transition: var(--transition);
  margin-top: auto;
}

.card-service:hover .link { gap: 8px; }

/* ============================================================
   SERVICE ROWS (homepage alternating layout)
   ============================================================ */
.srv-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
  margin-bottom: 6rem;
}

.srv-row--reverse {
  direction: rtl;
}

.srv-row--reverse > * {
  direction: ltr;
}

.srv-img-wrap {
  position: relative;
}

.srv-img-blob {
  width: 100%;
  aspect-ratio: 16/9;
  border-radius: 20px;
  transform: skewX(-3deg);
  overflow: hidden;
  position: relative;
}

.srv-row--reverse .srv-img-blob {
  transform: skewX(3deg);
}

.srv-img-blob img {
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  transform: skewX(3deg) scaleX(1.06);
  transform-origin: center;
}

.srv-row--reverse .srv-img-blob img {
  transform: skewX(-3deg) scaleX(1.06);
}

.srv-content {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.srv-title {
  font-family: var(--font-primary);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  font-weight: 700;
  color: var(--color-blue-inst);
  line-height: 1.25;
  letter-spacing: -0.02em;
}

.srv-desc {
  font-size: 1rem;
  color: var(--color-gray-text);
  line-height: 1.7;
  max-width: 460px;
}

@media (max-width: 768px) {
  .srv-row, .srv-row--reverse {
    grid-template-columns: 1fr;
    gap: 2rem;
    direction: ltr;
    margin-bottom: 4rem;
  }
  .srv-row--reverse > * { direction: ltr; }
}

/* Investment product cards */
.card-product {
  padding: 2rem;
  border-top: 4px solid var(--color-celeste);
}

.card-product .tag {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  background: var(--color-celeste-soft);
  color: var(--color-blue-fin);
  padding: 0.25rem 0.75rem;
  border-radius: 20px;
  margin-bottom: 1rem;
}

/* ============================================================
   HERO SECTIONS
   ============================================================ */
.hero-main {
  min-height: 64vh;   /* antes 88vh: menos aire entre el header y el texto */
  background: linear-gradient(135deg, rgba(11,60,93,0.82) 0%, rgba(30,90,138,0.75) 100%), url('../img/hero.jpg') center/cover no-repeat;
  position: relative;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-main::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60' viewBox='0 0 60 60'%3E%3Cg fill='none' stroke='rgba(255,255,255,0.04)' stroke-width='1'%3E%3Crect x='10' y='10' width='40' height='40'/%3E%3Ccircle cx='30' cy='30' r='15'/%3E%3C/g%3E%3C/svg%3E") repeat;
  pointer-events: none;
}

.hero-main::after {
  content: '';
  position: absolute;
  right: -10%;
  top: -20%;
  width: 65%;
  height: 130%;
  background: radial-gradient(ellipse at center, rgba(46,107,150,0.18) 0%, transparent 70%);
  pointer-events: none;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #ffffff;                          /* legible sobre el fondo azul del hero */
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.35);
  padding: 0.375rem 1rem;
  border-radius: 20px;
  margin-bottom: 1.5rem;
}

.hero-main h1 {
  font-family: var(--font-primary);
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 700;
  color: var(--color-white);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 1.25rem;
}

.hero-main h1 em {
  font-style: normal;
  color: #F5A623;
}

.hero-main p {
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  color: rgba(255,255,255,0.82);
  line-height: 1.7;
  max-width: 520px;
  margin-bottom: 2.25rem;
}

/* Inner hero for sub-pages */
.hero-inner {
  padding: 5rem 0 4rem;
  background: linear-gradient(135deg, var(--color-blue-inst) 0%, var(--color-blue-fin) 100%);
  position: relative;
  overflow: hidden;
}

/* Hero interior con fotografía de fondo + overlay de marca.
   La foto se define con background-image inline en el <section> (ruta relativa al HTML).
   El overlay de marca va en ::before para no tapar la imagen. */
.hero-inner.has-photo {
  background-color: var(--color-blue-inst);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
.hero-inner.has-photo::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg, rgba(11,60,93,0.90) 0%, rgba(11,60,93,0.68) 40%, rgba(11,60,93,0.30) 68%, rgba(11,60,93,0.12) 100%);
  z-index: 1;
  pointer-events: none;
}
/* En heros con foto, anular el degradado decorativo que tapaba la imagen a la derecha */
.hero-inner.has-photo::after { display: none; }

.hero-inner::after {
  content: '';
  position: absolute;
  right: 0; top: 0; bottom: 0;
  width: 40%;
  background: radial-gradient(ellipse at right center, rgba(46,107,150,0.2) 0%, transparent 70%);
  pointer-events: none;
}

.hero-inner .breadcrumb {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.6);
  margin-bottom: 1.5rem;
  display: flex;
  align-items: center;
  gap: 8px;
}

.hero-inner .breadcrumb a { color: rgba(255,255,255,0.6); transition: var(--transition); }
.hero-inner .breadcrumb a:hover { color: var(--color-celeste); }

.hero-inner h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--color-white);
  line-height: 1.2;
  margin-bottom: 1rem;
}

.hero-inner p {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.8);
  max-width: 600px;
  line-height: 1.7;
}

/* ============================================================
   SECTIONS
   ============================================================ */
.section { padding: 5rem 0; }
.section-sm { padding: 3.5rem 0; }
.section-lg { padding: 7rem 0; }

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-celeste);
  margin-bottom: 0.75rem;
}

.section-tag::before {
  content: '';
  width: 20px;
  height: 2px;
  background: var(--color-celeste);
  display: block;
}

.section-title {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 700;
  color: var(--color-blue-inst);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

.section-title em {
  font-style: normal;
  color: var(--color-celeste);
}

.section-subtitle {
  font-size: 1rem;
  color: var(--color-gray-text);
  line-height: 1.7;
  max-width: 560px;
  margin-top: 0.75rem;
}

/* Stats strip */
.stats-strip {
  background: var(--color-blue-inst);
  color: white;
  padding: 3rem 0;
}

.stat-item {
  text-align: center;
  padding: 1rem;
}

.stat-item .number {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 700;
  color: var(--color-celeste);
  line-height: 1;
  margin-bottom: 0.25rem;
  display: block;
}

.stat-item .label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.75);
  font-weight: 500;
  letter-spacing: 0.02em;
  line-height: 1.4;
}

.section-dark-blue {
  background: var(--color-blue-inst);
}

.section-tag--yellow {
  color: #F5A623;
  background: rgba(245,166,35,0.15);
  border-color: rgba(245,166,35,0.3);
}

.step-number--yellow {
  background: #F5A623 !important;
  color: #fff !important;
}

.btn-ghost-white {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.5);
  padding: 0.75rem 1.75rem;
  border-radius: var(--radius-btn);
  font-weight: 600;
  font-size: 0.9rem;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.btn-ghost-white:hover {
  background: rgba(255,255,255,0.1);
  border-color: #fff;
}

/* Steps section */
.step-item {
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
}

.step-number {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--color-celeste);
  color: white;
  font-weight: 700;
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  position: relative;
}

/* Timeline */
.timeline { position: relative; }

.timeline::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0; bottom: 0;
  width: 2px;
  background: var(--color-gray-ui);
  transform: translateX(-50%);
}

.timeline-item {
  display: grid;
  grid-template-columns: 1fr 40px 1fr;
  gap: 2rem;
  margin-bottom: 3rem;
  align-items: center;
}

.timeline-dot {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--color-celeste);
  border: 3px solid var(--color-white);
  box-shadow: 0 0 0 3px var(--color-celeste);
  justify-self: center;
  position: relative;
  z-index: 1;
}

.timeline-content {
  background: var(--color-white);
  border: 1px solid var(--color-gray-ui);
  border-radius: var(--radius-card);
  padding: 1.5rem;
  box-shadow: var(--shadow-card);
}

.timeline-year {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-celeste);
  margin-bottom: 0.5rem;
}

.timeline-content h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--color-blue-inst);
  margin-bottom: 0.375rem;
}

.timeline-content p {
  font-size: 0.82rem;
  color: var(--color-gray-text);
  line-height: 1.6;
}

/* Executive cards */
.card-exec {
  background: var(--color-white);
  border-radius: var(--radius-card);
  border: 1px solid var(--color-gray-ui);
  box-shadow: var(--shadow-card);
  overflow: hidden;
  transition: var(--transition);
}

.card-exec:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-3px);
}

.card-exec .exec-photo {
  width: 100%;
  aspect-ratio: 1 / 1;   /* cuadrada: la foto se ve completa, sin recorte */
  overflow: hidden;
  background: linear-gradient(135deg, var(--color-blue-inst) 0%, var(--color-blue-fin) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  color: rgba(255,255,255,0.5);
}

.card-exec .exec-body {
  padding: 1.5rem;
}

.card-exec h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-blue-inst);
  line-height: 1.3;
  margin-bottom: 0.25rem;
}

.card-exec .role {
  font-size: 0.78rem;
  color: var(--color-celeste);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* ============================================================
   SIMULADOR
   ============================================================ */
.simulator-wrap {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-strong);
  border: 1px solid var(--color-gray-ui);
  overflow: hidden;
}

.simulator-header {
  background: linear-gradient(135deg, var(--color-blue-inst), var(--color-blue-fin));
  padding: 2rem;
  color: white;
}

.simulator-header h2 {
  font-size: 1.4rem;
  font-weight: 700;
  margin-bottom: 0.25rem;
}

.simulator-header p {
  font-size: 0.85rem;
  opacity: 0.8;
}

.simulator-body {
  padding: 2rem;
  background: var(--color-gray-bg);
}

.simulator-result {
  background: var(--color-white);
  border-radius: var(--radius-card);
  padding: 2rem;
  border: 1px solid var(--color-gray-ui);
  display: none;
}

.simulator-result.visible { display: block; }

.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--color-gray-bg);
}

.result-row:last-child { border-bottom: none; }

.result-row .label { font-size: 0.85rem; color: var(--color-gray-text); font-weight: 500; }
.result-row .value { font-size: 0.95rem; font-weight: 700; color: var(--color-blue-inst); }
.result-row.highlight .value { font-size: 1.3rem; color: var(--color-celeste); }

/* ============================================================
   PERFIL INVERSOR — STEPPER
   ============================================================ */
.stepper-progress {
  height: 4px;
  background: var(--color-gray-ui);
  border-radius: 2px;
  overflow: hidden;
  margin-bottom: 2rem;
}

.stepper-progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--color-blue-fin), var(--color-celeste));
  border-radius: 2px;
  transition: width 0.4s ease;
}

.step-question {
  display: none;
}

.step-question.active {
  display: block;
  animation: fadeInUp 0.3s ease;
}

.step-option {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 1rem 1.25rem;
  border: 2px solid var(--color-gray-ui);
  border-radius: 10px;
  cursor: pointer;
  transition: var(--transition);
  margin-bottom: 0.625rem;
  background: var(--color-white);
}

.step-option:hover {
  border-color: var(--color-celeste);
  background: var(--color-celeste-soft);
}

.step-option.selected {
  border-color: var(--color-blue-fin);
  background: var(--color-celeste-soft);
  color: var(--color-blue-fin);
}

.step-option input[type="radio"] {
  accent-color: var(--color-celeste);
}

/* Result cards */
.result-card {
  display: none;
  animation: fadeInUp 0.4s ease;
}

.result-card.active { display: block; }

/* ============================================================
   OPORTUNIDADES TABLE
   ============================================================ */
.oportunidades-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  font-size: 0.875rem;
}

.oportunidades-table thead th {
  background: var(--color-blue-inst);
  color: white;
  font-weight: 600;
  padding: 0.875rem 1rem;
  text-align: left;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.oportunidades-table thead th:first-child { border-radius: 10px 0 0 0; }
.oportunidades-table thead th:last-child { border-radius: 0 10px 0 0; }

.oportunidades-table tbody tr {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-gray-bg);
  transition: var(--transition);
}

.oportunidades-table tbody tr:hover { background: var(--color-celeste-soft); }

.oportunidades-table tbody td {
  padding: 0.875rem 1rem;
  color: var(--color-dark);
  font-weight: 500;
}

.oportunidades-table tbody tr:nth-child(even) { background: var(--color-gray-bg); }
.oportunidades-table tbody tr:nth-child(even):hover { background: var(--color-celeste-soft); }

.badge {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  padding: 0.2rem 0.6rem;
  border-radius: 20px;
}

.badge-bono { background: #dbeafe; color: #1e40af; }
.badge-cda { background: #d1fae5; color: #065f46; }
.badge-accion { background: #ede9fe; color: #5b21b6; }
.badge-aaa { background: #d1fae5; color: #065f46; }
.badge-aa { background: #dbeafe; color: #1e40af; }
.badge-a { background: #fef9c3; color: #713f12; }

/* Filter bar */
.filter-bar {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
  margin-bottom: 1.5rem;
}

.filter-btn {
  padding: 0.375rem 1rem;
  border-radius: 20px;
  font-size: 0.8rem;
  font-weight: 600;
  border: 2px solid var(--color-gray-ui);
  background: white;
  color: var(--color-gray-text);
  cursor: pointer;
  transition: var(--transition);
}

.filter-btn.active,
.filter-btn:hover {
  border-color: var(--color-celeste);
  color: var(--color-blue-fin);
  background: var(--color-celeste-soft);
}

/* ============================================================
   FORM ELEMENTS
   ============================================================ */
.form-group { margin-bottom: 1.25rem; }

.form-label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--color-blue-inst);
  margin-bottom: 0.5rem;
  letter-spacing: 0.01em;
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 2px solid var(--color-gray-ui);
  border-radius: var(--radius-btn);
  font-family: var(--font-primary);
  font-size: 0.9rem;
  color: var(--color-dark);
  background: var(--color-white);
  transition: var(--transition);
  appearance: none;
  -webkit-appearance: none;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  outline: none;
  border-color: var(--color-celeste);
  box-shadow: 0 0 0 3px rgba(46,107,150,0.15);
}

.form-input:hover,
.form-select:hover,
.form-textarea:hover {
  border-color: var(--color-gray-text);
}

.form-textarea { resize: vertical; min-height: 120px; }

.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%236B7C8F' d='M6 8L0 0h12z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--color-blue-inst);
  color: white;
  padding-top: 4rem;
}

.footer-logo {
  font-family: var(--font-primary);
  font-weight: 700;
  font-size: 1.25rem;
  color: white;
  letter-spacing: -0.02em;
  line-height: 1.2;
}

.footer-logo span {
  font-weight: 400;
  font-size: 0.6rem;
  color: rgba(255,255,255,0.5);
  display: block;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-top: 2px;
}

.footer-tagline {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
  margin-top: 0.75rem;
  max-width: 260px;
}

.footer h4 {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-celeste);
  margin-bottom: 1.25rem;
}

.footer ul li { margin-bottom: 0.625rem; }

.footer ul li a {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.65);
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
}

.footer ul li a:hover { color: white; padding-left: 4px; }

.footer-contact p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.65);
  margin-bottom: 0.625rem;
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

.footer-contact p svg, .footer-contact p span.ico { flex-shrink: 0; margin-top: 2px; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 1.5rem 0;
  margin-top: 3rem;
}

.footer-bottom p {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.45);
}

.footer-bottom a {
  color: rgba(255,255,255,0.55);
  transition: var(--transition);
}

.footer-bottom a:hover { color: var(--color-celeste); }

/* Social icons */
.social-links {
  display: flex;
  gap: 0.75rem;
  margin-top: 1.25rem;
}

.social-link {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  font-size: 0.95rem;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.7);
  transition: var(--transition);
}

.social-link:hover {
  background: var(--color-celeste);
  border-color: var(--color-celeste);
  color: white;
  transform: translateY(-2px);
}

/* Newsletter strip */
.newsletter-strip {
  background: rgba(255,255,255,0.05);
  border-radius: var(--radius-card);
  padding: 1.5rem 2rem;
  border: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 2rem;
}

/* ============================================================
   FLOATING WIDGETS
   ============================================================ */
.whatsapp-float {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  width: 54px;
  height: 54px;
  background: #25d366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.45);
  z-index: 900;
  transition: var(--transition);
  font-size: 1.6rem;
  color: white;
  text-decoration: none;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 28px rgba(37,211,102,0.55);
}

/* ============================================================
   FAQ ACCORDION
   ============================================================ */
.faq-item {
  border: 1px solid var(--color-gray-ui);
  border-radius: var(--radius-btn);
  overflow: hidden;
  margin-bottom: 0.625rem;
  transition: var(--transition);
}

.faq-item.open {
  border-color: var(--color-celeste);
  box-shadow: var(--shadow-card);
}

.faq-trigger {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.125rem 1.25rem;
  background: var(--color-white);
  font-family: var(--font-primary);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-blue-inst);
  text-align: left;
  cursor: pointer;
  transition: var(--transition);
}

.faq-trigger:hover { background: var(--color-celeste-soft); }

.faq-trigger .chevron {
  transition: transform 0.3s ease;
  flex-shrink: 0;
  margin-left: 1rem;
  color: var(--color-celeste);
}

.faq-item.open .faq-trigger .chevron { transform: rotate(180deg); }

.faq-content {
  display: none;
  padding: 0 1.25rem 1.25rem;
  font-size: 0.875rem;
  color: var(--color-gray-text);
  line-height: 1.7;
  background: var(--color-white);
}

.faq-item.open .faq-content { display: block; animation: fadeInDown 0.25s ease; }

/* ============================================================
   CONTAINERS & UTILITIES
   ============================================================ */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.container-wide {
  max-width: 1380px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }

.bg-gray { background: var(--color-gray-bg); }
.bg-blue-inst { background: var(--color-blue-inst); }
.bg-blue-fin { background: var(--color-blue-fin); }
.bg-celeste-soft { background: var(--color-celeste-soft); }

.text-center { text-align: center; }
.text-blue-inst { color: var(--color-blue-inst); }
.text-celeste { color: var(--color-celeste); }
.text-gray { color: var(--color-gray-text); }
.text-white { color: white; }

.divider {
  width: 48px;
  height: 3px;
  background: var(--color-celeste);
  border-radius: 2px;
  margin: 1rem auto;
}

.divider-left { margin-left: 0; }

.pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.25rem 0.875rem;
  border-radius: 20px;
}

.pill-blue { background: var(--color-celeste-soft); color: var(--color-blue-fin); }
.pill-white { background: rgba(255,255,255,0.15); color: white; }

/* Benefit list */
.benefit-list { list-style: none; }
.benefit-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 0.625rem 0;
  font-size: 0.9rem;
  color: var(--color-dark);
  border-bottom: 1px solid var(--color-gray-bg);
}

.benefit-list li:last-child { border-bottom: none; }

.benefit-list li .check {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--color-celeste-soft);
  color: var(--color-celeste);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 0.7rem;
  font-weight: 700;
}

/* Map placeholder */
.map-placeholder {
  width: 100%;
  height: 320px;
  background: linear-gradient(135deg, var(--color-celeste-soft) 0%, var(--color-gray-bg) 100%);
  border-radius: var(--radius-card);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  border: 2px dashed var(--color-gray-ui);
  color: var(--color-gray-text);
  gap: 0.75rem;
  font-size: 0.9rem;
  font-weight: 500;
}

/* Post envío */
.success-msg {
  display: none;
  padding: 1.5rem;
  background: #d1fae5;
  border: 1px solid #6ee7b7;
  border-radius: var(--radius-card);
  color: #065f46;
  text-align: center;
  font-weight: 600;
}

.success-msg.visible { display: block; animation: fadeInUp 0.4s ease; }

/* Logos placeholder */
.logo-placeholder {
  height: 52px;
  background: var(--color-white);
  border: 1px solid var(--color-gray-ui);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--color-gray-text);
  letter-spacing: 0.05em;
  padding: 0.5rem 1rem;
  transition: var(--transition);
}

.logo-placeholder:hover {
  border-color: var(--color-celeste);
  color: var(--color-blue-fin);
  box-shadow: var(--shadow-card);
}

/* Carrusel de logos (marquee rotativo) */
.logo-marquee {
  position: relative;
  overflow: hidden;
  width: 100%;
  -webkit-mask-image: linear-gradient(to right, transparent 0, #000 8%, #000 92%, transparent 100%);
  mask-image: linear-gradient(to right, transparent 0, #000 8%, #000 92%, transparent 100%);
}

.logo-track {
  display: flex;
  align-items: center;
  width: max-content;
  animation: logo-scroll 40s linear infinite;
}

.logo-marquee:hover .logo-track {
  animation-play-state: paused;
}

.logo-item {
  flex: 0 0 auto;
  width: 190px;
  height: 96px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0 1rem;
}

.logo-item img {
  max-height: 90px;
  max-width: 100%;
  width: auto;
  object-fit: contain;
  filter: grayscale(100%);
  opacity: 0.7;
  transition: var(--transition);
}

.logo-item img:hover {
  filter: grayscale(0%);
  opacity: 1;
}

.logo-fallback {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--color-gray-text);
  letter-spacing: 0.05em;
  text-align: center;
  white-space: nowrap;
}

@keyframes logo-scroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

@media (prefers-reduced-motion: reduce) {
  .logo-track {
    animation: none;
    flex-wrap: wrap;
    justify-content: center;
    width: 100%;
  }
}

/* Tabs */
.tab-bar {
  display: flex;
  gap: 0.25rem;
  border-bottom: 2px solid var(--color-gray-ui);
  margin-bottom: 2rem;
}

.tab-btn {
  padding: 0.75rem 1.5rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-gray-text);
  border: none;
  background: none;
  border-bottom: 3px solid transparent;
  margin-bottom: -2px;
  cursor: pointer;
  transition: var(--transition);
  font-family: var(--font-primary);
}

.tab-btn:hover { color: var(--color-blue-fin); }

.tab-btn.active {
  color: var(--color-blue-fin);
  border-bottom-color: var(--color-celeste);
}

.tab-panel { display: none; }
.tab-panel.active { display: block; animation: fadeInUp 0.25s ease; }

/* CTA strip */
.cta-strip {
  background: linear-gradient(135deg, var(--color-blue-inst) 0%, var(--color-blue-fin) 100%);
  padding: 5rem 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-strip::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 60% 50%, rgba(46,107,150,0.2) 0%, transparent 70%);
  pointer-events: none;
}

.cta-strip h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 700;
  color: white;
  line-height: 1.2;
  margin-bottom: 1rem;
}

.cta-strip p {
  font-size: 1rem;
  color: rgba(255,255,255,0.8);
  max-width: 520px;
  margin: 0 auto 2rem;
  line-height: 1.7;
}

/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(16px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeInDown {
  from { opacity: 0; transform: translateY(-10px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

.animate-fade-up {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

.animate-delay-1 { transition-delay: 0.1s; }
.animate-delay-2 { transition-delay: 0.2s; }
.animate-delay-3 { transition-delay: 0.3s; }
.animate-delay-4 { transition-delay: 0.4s; }
.animate-delay-5 { transition-delay: 0.5s; }

/* Hero graphic element */
.hero-graphic {
  position: absolute;
  right: 5%;
  top: 50%;
  transform: translateY(-50%);
  width: 38%;
  max-width: 480px;
  opacity: 0.1;
  pointer-events: none;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .timeline::before { display: none; }
  .timeline-item { grid-template-columns: 1fr; gap: 0.5rem; }
  .timeline-dot { display: none; }
}

@media (max-width: 768px) {
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .section { padding: 3.5rem 0; }
  .section-lg { padding: 4.5rem 0; }
  .hero-main { min-height: auto; padding: 5rem 0 4rem; }
  .hero-graphic { display: none; }
  .dropdown-menu { display: none !important; }
  .navbar > .container > nav { display: none; }
}

@media (max-width: 480px) {
  .container { padding: 0 1rem; }
  .btn { font-size: 0.85rem; padding: 0.65rem 1.5rem; }
  .btn-lg { font-size: 0.9rem; padding: 0.875rem 1.75rem; }
  .oportunidades-table { font-size: 0.78rem; }
  .oportunidades-table thead th, .oportunidades-table tbody td { padding: 0.625rem 0.625rem; }
}

/* ============================================================
   ACCOUNT TYPE CARDS
   ============================================================ */
.account-type-card {
  display: flex;
  align-items: center;
  padding: 1.25rem 1.5rem;
  border: 2px solid var(--color-gray-ui);
  border-radius: var(--radius-card);
  cursor: pointer;
  transition: var(--transition);
  background: var(--color-white);
}

.account-type-card:hover {
  border-color: var(--color-celeste);
  background: var(--color-celeste-soft);
}

.account-type-card:has(input:checked) {
  border-color: var(--color-blue-fin);
  background: var(--color-celeste-soft);
}

/* ============================================================
   MULTI-STEP FORM
   ============================================================ */
.form-step { animation: fadeInUp 0.3s ease; }

.radio-option {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 0.75rem 1rem;
  border: 2px solid var(--color-gray-ui);
  border-radius: var(--radius-btn);
  cursor: pointer;
  transition: var(--transition);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-dark);
  background: var(--color-white);
}

.radio-option:hover {
  border-color: var(--color-celeste);
  background: var(--color-celeste-soft);
}

.radio-option input[type="radio"] {
  accent-color: var(--color-celeste);
  flex-shrink: 0;
}

/* ============================================================
   NEWSLETTER FORM
   ============================================================ */
.newsletter-form input[type="email"] {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.25);
  color: white;
  border-radius: var(--radius-btn);
  padding: 0.75rem 1rem;
  font-family: var(--font-primary);
  font-size: 0.9rem;
  transition: var(--transition);
  width: 100%;
}

.newsletter-form input[type="email"]::placeholder { color: rgba(255,255,255,0.55); }

.newsletter-form input[type="email"]:focus {
  outline: none;
  border-color: var(--color-celeste);
  background: rgba(255,255,255,0.15);
}

.newsletter-form .form-input {
  background: var(--color-white);
  border-color: var(--color-gray-ui);
  color: var(--color-dark);
}

.text-dark { color: var(--color-dark) !important; }

/* ============ Wizard de apertura de cuenta ============ */
.ap-progress{margin-bottom:24px}
.ap-progress-bar{height:8px;background:var(--color-gray-ui);border-radius:99px;overflow:hidden}
.ap-progress-fill{height:100%;background:var(--color-celeste);width:0;transition:width .3s ease}
.ap-progress-label{margin-top:8px;font-size:13px;color:var(--color-gray-text);font-weight:600}
.ap-tipo-btn{cursor:pointer;border:2px solid var(--color-gray-ui);background:#fff;transition:all .2s}
.ap-tipo-btn:hover{border-color:var(--color-celeste)}
.ap-tipo-btn.sel{border-color:var(--color-celeste);background:var(--color-celeste-soft)}
.ap-repeater-row{position:relative}

/* ============ Contenido de detalle de servicio (CMS) ============ */
.prose{color:var(--color-gray-text);line-height:1.7}
.prose h2{font-family:var(--font-secondary,serif);color:var(--color-blue-inst);font-size:1.75rem;font-weight:700;margin:0 0 1rem}
.prose h3{color:var(--color-blue-inst);font-size:1.25rem;font-weight:700;margin:2rem 0 1rem}
.prose p{margin:0 0 1rem}
.prose strong{color:var(--color-blue-inst)}
.prose ul{margin:0 0 1rem 1.25rem;list-style:disc}
.prose a{color:var(--color-celeste);text-decoration:underline}

/* Grilla de features dentro del contenido */
.srv-features{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem;margin:1.5rem 0}
.srv-feature{background:#fff;border:1px solid var(--color-gray-ui);border-radius:var(--radius-card,12px);
  padding:1.25rem;box-shadow:var(--shadow-card,0 2px 16px rgba(11,60,93,.07))}
.srv-feature h4{color:var(--color-blue-inst);font-weight:700;font-size:1rem;margin:0 0 .4rem}
.srv-feature p{color:var(--color-gray-text);font-size:.875rem;line-height:1.55;margin:0}